Call reports 2021
CUSTER FEDERAL STATE BANK — 2021
What CUSTER FEDERAL STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 125,282,000 | 126,454,000 | 127,665,000 | 133,120,000 |
| Total loans | 67,840,000 | 69,355,000 | 66,447,000 | 66,412,000 |
| Allowance for loan losses | 1,064,000 | 945,000 | 962,000 | 963,000 |
| Securities available for sale | 30,474,000 | 41,015,000 | 43,011,000 | 46,859,000 |
| Securities held to maturity | 2,598,000 | 2,381,000 | 2,189,000 | 2,055,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,970,000 | 98,592,000 | 99,838,000 | 106,544,000 |
| Interest-bearing deposits | 85,608,000 | 87,168,000 | 87,411,000 | 95,270,000 |
| Noninterest-bearing deposits | 12,362,000 | 11,424,000 | 12,427,000 | 11,274,000 |
| Equity capital | 13,786,000 | 14,271,000 | 14,413,000 | 14,160,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,028,000 | 2,300,000 | 3,640,000 | 4,604,000 |
| Interest expense | 313,000 | 606,000 | 885,000 | 1,159,000 |
| Net interest income | 715,000 | 1,694,000 | 2,755,000 | 3,445,000 |
| Noninterest income | 512,000 | 744,000 | 854,000 | 1,045,000 |
| Noninterest expense | 958,000 | 1,755,000 | 2,630,000 | 3,415,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 269,000 | 683,000 | 979,000 | 1,075,000 |
| Income tax | 8,000 | 19,000 | 32,000 | 36,000 |
| Net income | 261,000 | 664,000 | 947,000 | 1,039,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,792,000 | 14,052,000 | 14,113,000 | 14,021,000 |