Call reports 2020
CUSTER FEDERAL STATE BANK — 2020
What CUSTER FEDERAL STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 111,788,000 | 114,882,000 | 114,509,000 | 114,942,000 |
| Total loans | 70,337,000 | 72,832,000 | 72,437,000 | 66,722,000 |
| Allowance for loan losses | 1,031,000 | 1,032,000 | 1,062,000 | 1,063,000 |
| Securities available for sale | 16,695,000 | 19,089,000 | 21,096,000 | 26,682,000 |
| Securities held to maturity | 3,735,000 | 3,545,000 | 3,269,000 | 2,893,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,365,000 | 87,096,000 | 86,671,000 | 87,733,000 |
| Interest-bearing deposits | 76,785,000 | 79,405,000 | 78,313,000 | 78,499,000 |
| Noninterest-bearing deposits | 6,580,000 | 7,691,000 | 8,358,000 | 9,234,000 |
| Equity capital | 13,582,000 | 13,427,000 | 13,515,000 | 13,718,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,194,000 | 2,314,000 | 3,442,000 | 4,627,000 |
| Interest expense | 410,000 | 791,000 | 1,161,000 | 1,506,000 |
| Net interest income | 784,000 | 1,523,000 | 2,281,000 | 3,121,000 |
| Noninterest income | 423,000 | 594,000 | 683,000 | 960,000 |
| Noninterest expense | 843,000 | 1,695,000 | 2,502,000 | 3,354,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 364,000 | 422,000 | 462,000 | 727,000 |
| Income tax | 14,000 | 16,000 | 18,000 | 28,000 |
| Net income | 350,000 | 406,000 | 444,000 | 699,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,515,000 | 13,378,000 | 13,417,000 | 13,672,000 |