Call reports 2019
CUSTER FEDERAL STATE BANK — 2019
What CUSTER FEDERAL STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 121,024,000 | 118,899,000 | 116,080,000 | 116,166,000 |
| Total loans | 81,666,000 | 79,613,000 | 77,494,000 | 73,366,000 |
| Allowance for loan losses | 1,164,000 | 1,169,000 | 1,172,000 | 1,176,000 |
| Securities available for sale | 14,446,000 | 17,248,000 | 17,324,000 | 16,243,000 |
| Securities held to maturity | 4,635,000 | 4,375,000 | 4,092,000 | 3,916,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,771,000 | 90,394,000 | 87,282,000 | 88,265,000 |
| Interest-bearing deposits | 85,913,000 | 83,890,000 | 81,219,000 | 81,626,000 |
| Noninterest-bearing deposits | 6,858,000 | 6,504,000 | 6,063,000 | 6,639,000 |
| Equity capital | 12,761,000 | 13,019,000 | 13,345,000 | 13,272,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,296,000 | 2,718,000 | 4,079,000 | 5,363,000 |
| Interest expense | 428,000 | 868,000 | 1,308,000 | 1,743,000 |
| Net interest income | 868,000 | 1,850,000 | 2,771,000 | 3,620,000 |
| Noninterest income | 76,000 | 147,000 | 400,000 | 487,000 |
| Noninterest expense | 855,000 | 1,725,000 | 2,564,000 | 3,377,000 |
| Provision for loan losses | 322,000 | 322,000 | 322,000 | 322,000 |
| Pretax income | -233,000 | -50,000 | 285,000 | 408,000 |
| Income tax | -34,000 | -25,000 | -14,000 | -9,000 |
| Net income | -199,000 | -25,000 | 299,000 | 417,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,787,000 | 12,961,000 | 13,285,000 | 13,242,000 |
| Total capital | 13,752,000 | 13,899,000 | 14,215,000 | 14,123,000 |
| Risk-weighted assets | 77,055,000 | 74,826,000 | 74,217,000 | 70,261,000 |