Call reports 2018
CUSTER FEDERAL STATE BANK — 2018
What CUSTER FEDERAL STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 131,349,000 | 127,796,000 | 129,383,000 | 125,986,000 |
| Total loans | 102,064,000 | 93,616,000 | 90,568,000 | 87,776,000 |
| Allowance for loan losses | 1,558,000 | 1,563,000 | 1,614,000 | 1,620,000 |
| Securities available for sale | 6,217,000 | 11,426,000 | 12,738,000 | 13,476,000 |
| Securities held to maturity | 5,268,000 | 5,952,000 | 5,178,000 | 4,866,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,728,000 | 98,311,000 | 99,679,000 | 96,215,000 |
| Interest-bearing deposits | 93,083,000 | 91,591,000 | 91,046,000 | 89,293,000 |
| Noninterest-bearing deposits | 8,645,000 | 6,720,000 | 8,633,000 | 6,922,000 |
| Equity capital | 13,457,000 | 13,316,000 | 13,594,000 | 13,709,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,699,000 | 3,146,000 | 4,749,000 | 6,252,000 |
| Interest expense | 406,000 | 824,000 | 1,249,000 | 1,684,000 |
| Net interest income | 1,293,000 | 2,322,000 | 3,500,000 | 4,568,000 |
| Noninterest income | 273,000 | 363,000 | 507,000 | 573,000 |
| Noninterest expense | 875,000 | 1,696,000 | 2,508,000 | 3,358,000 |
| Provision for loan losses | 125,000 | 223,000 | 301,000 | 301,000 |
| Pretax income | 566,000 | 766,000 | 1,198,000 | 1,482,000 |
| Income tax | -43,000 | -31,000 | -19,000 | -8,000 |
| Net income | 609,000 | 797,000 | 1,217,000 | 1,490,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,471,000 | 13,367,000 | 13,696,000 | 13,768,000 |
| Total capital | 14,715,000 | 14,502,000 | 14,801,000 | 14,840,000 |
| Risk-weighted assets | 98,817,000 | 90,016,000 | 87,951,000 | 85,288,000 |