Call reports 2017
CUSTER FEDERAL STATE BANK — 2017
What CUSTER FEDERAL STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 131,295,000 | 132,851,000 | 132,315,000 | 132,884,000 |
| Total loans | 108,187,000 | 111,917,000 | 113,206,000 | 109,314,000 |
| Allowance for loan losses | 1,256,000 | 1,455,000 | 1,450,000 | 1,475,000 |
| Securities available for sale | 2,805,000 | 2,786,000 | 2,758,000 | 4,541,000 |
| Securities held to maturity | 6,811,000 | 6,414,000 | 6,009,000 | 5,594,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,777,000 | 104,638,000 | 103,090,000 | 103,612,000 |
| Interest-bearing deposits | 98,808,000 | 98,167,000 | 96,978,000 | 96,954,000 |
| Noninterest-bearing deposits | 4,969,000 | 6,471,000 | 6,112,000 | 6,658,000 |
| Equity capital | 11,076,000 | 11,897,000 | 12,891,000 | 13,065,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,472,000 | 2,984,000 | 4,597,000 | 6,198,000 |
| Interest expense | 379,000 | 794,000 | 1,213,000 | 1,633,000 |
| Net interest income | 1,093,000 | 2,190,000 | 3,384,000 | 4,565,000 |
| Noninterest income | 81,000 | 223,000 | 318,000 | 395,000 |
| Noninterest expense | 764,000 | 1,527,000 | 2,323,000 | 3,097,000 |
| Provision for loan losses | 64,000 | 309,000 | 377,000 | 435,000 |
| Pretax income | 346,000 | 577,000 | 1,002,000 | 1,428,000 |
| Income tax | 11,000 | 21,000 | -1,000 | 11,000 |
| Net income | 335,000 | 556,000 | 1,003,000 | 1,417,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,066,000 | 11,871,000 | 12,861,000 | 13,061,000 |
| Total capital | 12,325,000 | 13,256,000 | 14,261,000 | 14,416,000 |
| Risk-weighted assets | 106,129,000 | 110,516,000 | 111,647,000 | 107,940,000 |