Call reports 2013
SAEHAN BANK — 2013
What SAEHAN BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Total assets | 541,747,000 | 548,246,000 | 591,998,000 |
| Total loans | 378,353,000 | 409,628,000 | 418,982,000 |
| Allowance for loan losses | 12,994,000 | 12,935,000 | 12,278,000 |
| Securities available for sale | 39,431,000 | 38,274,000 | 38,128,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 460,316,000 | 466,381,000 | 508,933,000 |
| Interest-bearing deposits | 299,255,000 | 302,063,000 | 340,731,000 |
| Noninterest-bearing deposits | 161,061,000 | 164,318,000 | 168,202,000 |
| Equity capital | 78,578,000 | 78,325,000 | 79,373,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Interest income | 4,966,000 | 10,347,000 | 15,782,000 |
| Interest expense | 1,248,000 | 2,031,000 | 2,945,000 |
| Net interest income | 3,718,000 | 8,316,000 | 12,837,000 |
| Noninterest income | 1,292,000 | 2,894,000 | 4,230,000 |
| Noninterest expense | 4,848,000 | 10,385,000 | 15,370,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 162,000 | 828,000 | 1,700,000 |
| Income tax | 3,000 | 3,000 | 6,000 |
| Net income | 159,000 | 825,000 | 1,694,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Tier 1 capital | 78,561,000 | 79,233,000 | 80,100,000 |
| Total capital | 83,496,000 | 84,589,000 | 85,639,000 |
| Risk-weighted assets | 384,861,000 | 418,037,000 | 433,198,000 |