Call reports 2012
SAEHAN BANK — 2012
What SAEHAN BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 601,783,000 | 608,045,000 | 618,357,000 | 602,028,000 |
| Total loans | 359,724,000 | 367,511,000 | 363,693,000 | 363,397,000 |
| Allowance for loan losses | 16,909,000 | 15,808,000 | 13,979,000 | 13,507,000 |
| Securities available for sale | 34,668,000 | 27,434,000 | 40,106,000 | 35,797,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 516,902,000 | 523,496,000 | 538,355,000 | 520,587,000 |
| Interest-bearing deposits | 373,230,000 | 378,758,000 | 377,476,000 | 370,556,000 |
| Noninterest-bearing deposits | 143,672,000 | 144,738,000 | 160,879,000 | 150,031,000 |
| Equity capital | 78,225,000 | 77,841,000 | 78,330,000 | 78,477,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,645,000 | 10,877,000 | 16,278,000 | 21,325,000 |
| Interest expense | 1,529,000 | 3,060,000 | 4,504,000 | 5,839,000 |
| Net interest income | 4,116,000 | 7,817,000 | 11,774,000 | 15,486,000 |
| Noninterest income | 1,050,000 | 2,197,000 | 3,846,000 | 5,633,000 |
| Noninterest expense | 4,892,000 | 10,325,000 | 15,570,000 | 20,916,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 274,000 | 479,000 | 936,000 | 1,089,000 |
| Income tax | 1,000 | 2,000 | 4,000 | 2,000 |
| Net income | 273,000 | 477,000 | 932,000 | 1,087,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,594,000 | 77,798,000 | 78,233,000 | 78,408,000 |
| Total capital | 82,342,000 | 82,638,000 | 83,210,000 | 83,178,000 |
| Risk-weighted assets | 366,989,000 | 375,306,000 | 389,097,000 | 371,666,000 |