Call reports 2011
SAEHAN BANK — 2011
What SAEHAN BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 578,913,000 | 546,119,000 | 562,945,000 | 576,448,000 |
| Total loans | 434,729,000 | 403,671,000 | 393,777,000 | 382,944,000 |
| Allowance for loan losses | 23,946,000 | 22,940,000 | 22,259,000 | 17,221,000 |
| Securities available for sale | 32,382,000 | 30,430,000 | 20,164,000 | 23,151,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 498,421,000 | 471,675,000 | 477,827,000 | 490,815,000 |
| Interest-bearing deposits | 368,427,000 | 340,697,000 | 338,800,000 | 351,301,000 |
| Noninterest-bearing deposits | 129,994,000 | 130,978,000 | 139,027,000 | 139,514,000 |
| Equity capital | 65,796,000 | 66,338,000 | 77,588,000 | 77,704,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 6,818,000 | 13,218,000 | 19,357,000 | 25,172,000 |
| Interest expense | 2,555,000 | 4,837,000 | 6,393,000 | 7,936,000 |
| Net interest income | 4,263,000 | 8,381,000 | 12,964,000 | 17,236,000 |
| Noninterest income | 2,055,000 | 4,212,000 | 5,973,000 | 6,686,000 |
| Noninterest expense | 5,353,000 | 11,120,000 | 16,741,000 | 21,602,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 968,000 | 1,476,000 | 2,199,000 | 2,323,000 |
| Income tax | 1,000 | 1,000 | -110,000 | -110,000 |
| Net income | 967,000 | 1,475,000 | 2,309,000 | 2,433,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,539,000 | 66,064,000 | 77,197,000 | 77,321,000 |
| Total capital | 71,481,000 | 71,506,000 | 82,401,000 | 82,631,000 |
| Risk-weighted assets | 455,169,000 | 416,068,000 | 397,481,000 | 413,932,000 |