Call reports 2002
SAEHAN BANK — 2002
What SAEHAN BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 254,314,000 | 250,900,000 | 258,192,000 | 263,611,000 |
| Total loans | 175,701,000 | 183,656,000 | 188,349,000 | 191,903,000 |
| Allowance for loan losses | 3,625,000 | 3,309,000 | 3,435,000 | 3,429,000 |
| Securities available for sale | 31,966,000 | 33,946,000 | 33,465,000 | 43,653,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,659,000 | 225,468,000 | 232,567,000 | 236,691,000 |
| Interest-bearing deposits | 159,903,000 | 153,664,000 | 157,742,000 | 164,187,000 |
| Noninterest-bearing deposits | 69,756,000 | 71,804,000 | 74,825,000 | 72,504,000 |
| Equity capital | 21,710,000 | 22,580,000 | 23,508,000 | 24,418,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,439,000 | 6,976,000 | 10,548,000 | 14,076,000 |
| Interest expense | 1,103,000 | 2,173,000 | 3,302,000 | 4,375,000 |
| Net interest income | 2,336,000 | 4,803,000 | 7,246,000 | 9,701,000 |
| Noninterest income | 1,552,000 | 2,975,000 | 4,308,000 | 5,654,000 |
| Noninterest expense | 2,107,000 | 4,392,000 | 6,993,000 | 9,384,000 |
| Provision for loan losses | 457,000 | 792,000 | 780,000 | 782,000 |
| Pretax income | 1,324,000 | 2,600,000 | 3,779,000 | 5,171,000 |
| Income tax | 528,000 | 1,068,000 | 1,501,000 | 1,989,000 |
| Net income | 796,000 | 1,532,000 | 2,278,000 | 3,182,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,698,000 | 22,426,000 | 23,218,000 | 24,105,000 |
| Total capital | 24,217,000 | 25,021,000 | 25,861,000 | 26,750,000 |
| Risk-weighted assets | 200,428,000 | 206,914,000 | 208,801,000 | 210,718,000 |