Call reports 2001
SAEHAN BANK — 2001
What SAEHAN BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 204,222,000 | 206,990,000 | 221,775,000 | 238,582,000 |
| Total loans | 126,975,000 | 140,505,000 | 162,797,000 | 176,436,000 |
| Allowance for loan losses | 2,549,000 | 2,873,000 | 3,008,000 | 3,214,000 |
| Securities available for sale | 33,757,000 | 30,196,000 | 31,305,000 | 31,764,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,644,000 | 190,242,000 | 204,059,000 | 214,804,000 |
| Interest-bearing deposits | 133,135,000 | 133,114,000 | 138,209,000 | 149,081,000 |
| Noninterest-bearing deposits | 54,509,000 | 57,128,000 | 65,850,000 | 65,723,000 |
| Equity capital | 13,668,000 | 14,052,000 | 15,008,000 | 21,061,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,831,000 | 7,577,000 | 11,340,000 | 14,959,000 |
| Interest expense | 1,739,000 | 3,321,000 | 4,768,000 | 6,013,000 |
| Net interest income | 2,092,000 | 4,256,000 | 6,572,000 | 8,946,000 |
| Noninterest income | 1,003,000 | 2,604,000 | 3,858,000 | 5,102,000 |
| Noninterest expense | 1,655,000 | 4,295,000 | 6,249,000 | 8,334,000 |
| Provision for loan losses | 230,000 | 580,000 | 950,000 | 2,010,000 |
| Pretax income | 1,216,000 | 1,991,000 | 3,237,000 | 3,731,000 |
| Income tax | 474,000 | 815,000 | 1,325,000 | 1,307,000 |
| Net income | 742,000 | 1,176,000 | 1,912,000 | 2,424,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,984,000 | 13,449,000 | 14,190,000 | 20,147,000 |
| Total capital | 14,836,000 | 15,459,000 | 16,444,000 | 22,579,000 |
| Risk-weighted assets | 148,018,000 | 159,964,000 | 179,548,000 | 193,777,000 |