Call reports 2014
SIDELL STATE BANK — 2014
What SIDELL STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 26,800,000 | 25,855,000 | 22,112,000 | 22,643,000 |
| Total loans | 7,182,000 | 7,701,000 | 8,609,000 | 10,440,000 |
| Allowance for loan losses | 158,000 | 158,000 | 159,000 | 161,000 |
| Securities available for sale | 5,998,000 | 6,001,000 | 6,001,000 | 5,946,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,417,000 | 23,479,000 | 19,744,000 | 19,603,000 |
| Interest-bearing deposits | 12,649,000 | 12,307,000 | 11,452,000 | 10,926,000 |
| Noninterest-bearing deposits | 11,768,000 | 11,172,000 | 8,292,000 | 8,677,000 |
| Equity capital | 2,357,000 | 2,344,000 | 2,342,000 | 2,362,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 120,000 | 247,000 | 384,000 | 522,000 |
| Interest expense | 3,000 | 6,000 | 8,000 | 14,000 |
| Net interest income | 117,000 | 241,000 | 376,000 | 508,000 |
| Noninterest income | 23,000 | 47,000 | 71,000 | 95,000 |
| Noninterest expense | 144,000 | 290,000 | 437,000 | 578,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -4,000 | -2,000 | 10,000 | 25,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -4,000 | -2,000 | 10,000 | 25,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,422,000 | 2,407,000 | 2,404,000 | 2,394,000 |
| Total capital | 2,563,000 | 2,551,000 | 2,548,000 | 2,557,000 |
| Risk-weighted assets | 11,281,000 | 11,495,000 | 11,536,000 | 13,052,000 |