Call reports 2013
SIDELL STATE BANK — 2013
What SIDELL STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 27,556,000 | 25,238,000 | 23,510,000 | 20,567,000 |
| Total loans | 7,385,000 | 7,688,000 | 8,208,000 | 8,705,000 |
| Allowance for loan losses | 161,000 | 162,000 | 162,000 | 157,000 |
| Securities available for sale | 5,895,000 | 9,337,000 | 7,669,000 | 5,972,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,066,000 | 22,799,000 | 21,171,000 | 18,185,000 |
| Interest-bearing deposits | 12,553,000 | 12,958,000 | 12,783,000 | 10,314,000 |
| Noninterest-bearing deposits | 12,513,000 | 9,841,000 | 8,388,000 | 7,871,000 |
| Equity capital | 2,439,000 | 2,365,000 | 2,311,000 | 2,355,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 121,000 | 243,000 | 373,000 | 501,000 |
| Interest expense | 3,000 | 8,000 | 11,000 | 17,000 |
| Net interest income | 118,000 | 235,000 | 362,000 | 484,000 |
| Noninterest income | 25,000 | 49,000 | 77,000 | 104,000 |
| Noninterest expense | 146,000 | 292,000 | 437,000 | 580,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -3,000 | -8,000 | 5,000 | 11,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -3,000 | -8,000 | 5,000 | 11,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,422,000 | 2,417,000 | 2,431,000 | 2,437,000 |
| Total capital | 2,562,000 | 2,554,000 | 2,561,000 | 2,579,000 |
| Risk-weighted assets | 11,173,000 | 10,960,000 | 11,393,000 | 11,350,000 |