Call reports 2012
SIDELL STATE BANK — 2012
What SIDELL STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 30,913,000 | 26,856,000 | 26,153,000 | 22,209,000 |
| Total loans | 8,000,000 | 8,397,000 | 8,869,000 | 9,173,000 |
| Allowance for loan losses | 159,000 | 160,000 | 161,000 | 161,000 |
| Securities available for sale | 9,453,000 | 7,454,000 | 5,449,000 | 4,405,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,412,000 | 24,351,000 | 23,627,000 | 19,694,000 |
| Interest-bearing deposits | 17,170,000 | 14,393,000 | 15,734,000 | 11,245,000 |
| Noninterest-bearing deposits | 11,242,000 | 9,958,000 | 7,893,000 | 8,449,000 |
| Equity capital | 2,440,000 | 2,444,000 | 2,465,000 | 2,458,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 140,000 | 276,000 | 416,000 | 553,000 |
| Interest expense | 6,000 | 12,000 | 17,000 | 23,000 |
| Net interest income | 134,000 | 264,000 | 399,000 | 530,000 |
| Noninterest income | 82,000 | 111,000 | 145,000 | 172,000 |
| Noninterest expense | 198,000 | 357,000 | 504,000 | 654,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 18,000 | 18,000 | 40,000 | 48,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 18,000 | 18,000 | 40,000 | 48,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,426,000 | 2,426,000 | 2,448,000 | 2,441,000 |
| Total capital | 2,566,000 | 2,564,000 | 2,594,000 | 2,586,000 |
| Risk-weighted assets | 11,198,000 | 11,037,000 | 11,693,000 | 11,602,000 |