Call reports 2011
SIDELL STATE BANK — 2011
What SIDELL STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 26,984,000 | 25,988,000 | 27,711,000 | 26,971,000 |
| Total loans | 7,129,000 | 7,940,000 | 9,161,000 | 9,921,000 |
| Allowance for loan losses | 164,000 | 164,000 | 165,000 | 166,000 |
| Securities available for sale | 10,924,000 | 10,238,000 | 12,019,000 | 11,489,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,531,000 | 23,513,000 | 25,189,000 | 23,655,000 |
| Interest-bearing deposits | 16,024,000 | 14,888,000 | 17,880,000 | 15,725,000 |
| Noninterest-bearing deposits | 8,507,000 | 8,625,000 | 7,309,000 | 7,930,000 |
| Equity capital | 2,407,000 | 2,427,000 | 2,462,000 | 2,458,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 135,000 | 275,000 | 426,000 | 577,000 |
| Interest expense | 6,000 | 10,000 | 15,000 | 20,000 |
| Net interest income | 129,000 | 265,000 | 411,000 | 557,000 |
| Noninterest income | 29,000 | 59,000 | 92,000 | 124,000 |
| Noninterest expense | 169,000 | 331,000 | 493,000 | 664,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 36,000 | 40,000 | 76,000 | 83,000 |
| Income tax | 0 | 0 | 0 | 6,000 |
| Net income | 36,000 | 40,000 | 76,000 | 77,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,392,000 | 2,396,000 | 2,417,000 | 2,418,000 |
| Total capital | 2,511,000 | 2,523,000 | 2,556,000 | 2,564,000 |
| Risk-weighted assets | 9,504,000 | 10,129,000 | 11,114,000 | 11,627,000 |