Call reports 2010
SIDELL STATE BANK — 2010
What SIDELL STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 25,702,000 | 26,467,000 | 22,242,000 | 21,834,000 |
| Total loans | 8,863,000 | 8,392,000 | 8,061,000 | 8,546,000 |
| Allowance for loan losses | 163,000 | 162,000 | 165,000 | 164,000 |
| Securities available for sale | 7,438,000 | 9,187,000 | 10,774,000 | 8,454,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,324,000 | 24,064,000 | 19,727,000 | 19,364,000 |
| Interest-bearing deposits | 15,539,000 | 16,806,000 | 13,178,000 | 12,937,000 |
| Noninterest-bearing deposits | 7,786,000 | 7,258,000 | 6,549,000 | 6,427,000 |
| Equity capital | 2,331,000 | 2,365,000 | 2,431,000 | 2,413,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 163,000 | 331,000 | 498,000 | 661,000 |
| Interest expense | 8,000 | 16,000 | 22,000 | 28,000 |
| Net interest income | 155,000 | 315,000 | 476,000 | 633,000 |
| Noninterest income | 32,000 | 62,000 | 94,000 | 126,000 |
| Noninterest expense | 186,000 | 357,000 | 530,000 | 717,000 |
| Provision for loan losses | -10,000 | -10,000 | -10,000 | -10,000 |
| Pretax income | 11,000 | 30,000 | 50,000 | 109,000 |
| Income tax | 0 | 0 | 0 | 2,000 |
| Net income | 11,000 | 30,000 | 50,000 | 107,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,315,000 | 2,334,000 | 2,339,000 | 2,376,000 |
| Total capital | 2,455,000 | 2,468,000 | 2,458,000 | 2,504,000 |
| Risk-weighted assets | 11,349,000 | 10,784,000 | 9,455,000 | 10,201,000 |