Call reports 2009
SIDELL STATE BANK — 2009
What SIDELL STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 23,951,000 | 25,655,000 | 21,474,000 | 23,082,000 |
| Total loans | 9,128,000 | 8,139,000 | 8,761,000 | 10,374,000 |
| Allowance for loan losses | 193,000 | 176,000 | 177,000 | 173,000 |
| Securities available for sale | 10,605,000 | 14,477,000 | 9,635,000 | 9,013,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,556,000 | 23,039,000 | 18,912,000 | 20,592,000 |
| Interest-bearing deposits | 14,431,000 | 15,072,000 | 12,248,000 | 13,268,000 |
| Noninterest-bearing deposits | 7,125,000 | 7,967,000 | 6,664,000 | 7,324,000 |
| Equity capital | 2,317,000 | 2,349,000 | 2,356,000 | 2,346,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 194,000 | 364,000 | 528,000 | 700,000 |
| Interest expense | 26,000 | 44,000 | 57,000 | 67,000 |
| Net interest income | 168,000 | 320,000 | 471,000 | 633,000 |
| Noninterest income | 33,000 | 79,000 | 111,000 | 147,000 |
| Noninterest expense | 205,000 | 410,000 | 587,000 | 782,000 |
| Provision for loan losses | -25,000 | -50,000 | -50,000 | -50,000 |
| Pretax income | 44,000 | 60,000 | 72,000 | 75,000 |
| Income tax | 2,000 | 2,000 | 0 | 0 |
| Net income | 42,000 | 58,000 | 72,000 | 75,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,326,000 | 2,341,000 | 2,336,000 | 2,329,000 |
| Total capital | 2,465,000 | 2,469,000 | 2,465,000 | 2,477,000 |
| Risk-weighted assets | 11,047,000 | 10,222,000 | 10,239,000 | 11,822,000 |