Call reports 2007
SIDELL STATE BANK — 2007
What SIDELL STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 23,766,000 | 23,107,000 | 21,769,000 | 21,065,000 |
| Total loans | 10,121,000 | 9,890,000 | 10,461,000 | 10,127,000 |
| Allowance for loan losses | 367,000 | 340,000 | 292,000 | 265,000 |
| Securities available for sale | 8,104,000 | 9,111,000 | 6,404,000 | 7,350,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,371,000 | 20,754,000 | 19,341,000 | 18,456,000 |
| Interest-bearing deposits | 14,893,000 | 14,877,000 | 13,695,000 | 12,961,000 |
| Noninterest-bearing deposits | 6,478,000 | 5,877,000 | 5,646,000 | 5,495,000 |
| Equity capital | 2,270,000 | 2,225,000 | 2,283,000 | 2,341,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 355,000 | 694,000 | 1,021,000 | 1,346,000 |
| Interest expense | 111,000 | 220,000 | 322,000 | 415,000 |
| Net interest income | 244,000 | 474,000 | 699,000 | 931,000 |
| Noninterest income | 32,000 | 77,000 | 112,000 | 145,000 |
| Noninterest expense | 261,000 | 492,000 | 730,000 | 967,000 |
| Provision for loan losses | -50,000 | -50,000 | -100,000 | -100,000 |
| Pretax income | 65,000 | 109,000 | 154,000 | 182,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 65,000 | 109,000 | 154,000 | 182,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,288,000 | 2,283,000 | 2,278,000 | 2,305,000 |
| Total capital | 2,461,000 | 2,468,000 | 2,458,000 | 2,505,000 |
| Risk-weighted assets | 13,675,000 | 14,654,000 | 14,269,000 | 15,912,000 |