Call reports 2006
SIDELL STATE BANK — 2006
What SIDELL STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 26,331,000 | 26,914,000 | 24,580,000 | 23,605,000 |
| Total loans | 9,967,000 | 10,130,000 | 11,004,000 | 10,767,000 |
| Allowance for loan losses | 539,000 | 441,000 | 442,000 | 421,000 |
| Securities available for sale | 8,041,000 | 8,907,000 | 9,005,000 | 6,292,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,706,000 | 24,459,000 | 22,038,000 | 21,098,000 |
| Interest-bearing deposits | 17,692,000 | 19,115,000 | 16,793,000 | 15,558,000 |
| Noninterest-bearing deposits | 6,014,000 | 5,344,000 | 5,245,000 | 5,540,000 |
| Equity capital | 2,493,000 | 2,319,000 | 2,365,000 | 2,400,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 344,000 | 685,000 | 1,051,000 | 1,403,000 |
| Interest expense | 102,000 | 207,000 | 340,000 | 460,000 |
| Net interest income | 242,000 | 478,000 | 711,000 | 943,000 |
| Noninterest income | 46,000 | 87,000 | 124,000 | 161,000 |
| Noninterest expense | 235,000 | 454,000 | 695,000 | 981,000 |
| Provision for loan losses | 0 | -100,000 | -100,000 | -100,000 |
| Pretax income | 53,000 | 211,000 | 231,000 | 215,000 |
| Income tax | 0 | 38,000 | 38,000 | 0 |
| Net income | 53,000 | 173,000 | 193,000 | 215,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,444,000 | 2,256,000 | 2,402,000 | 2,424,000 |
| Total capital | 2,610,000 | 2,422,000 | 2,574,000 | 2,605,000 |
| Risk-weighted assets | 12,886,000 | 13,036,000 | 13,490,000 | 14,209,000 |