Call reports 2002
SIDELL STATE BANK — 2002
What SIDELL STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 15,428,000 | 15,014,000 | 14,347,000 | 16,210,000 |
| Total loans | 6,700,000 | 6,840,000 | 7,052,000 | 6,973,000 |
| Allowance for loan losses | 103,000 | 103,000 | 103,000 | 102,000 |
| Securities available for sale | 4,174,000 | 4,293,000 | 3,912,000 | 3,593,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,828,000 | 13,365,000 | 12,603,000 | 14,550,000 |
| Interest-bearing deposits | 11,716,000 | 11,709,000 | 10,921,000 | 12,184,000 |
| Noninterest-bearing deposits | 2,112,000 | 1,656,000 | 1,682,000 | 2,366,000 |
| Equity capital | 1,494,000 | 1,546,000 | 1,588,000 | 1,592,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 226,000 | 442,000 | 652,000 | 834,000 |
| Interest expense | 90,000 | 168,000 | 239,000 | 302,000 |
| Net interest income | 136,000 | 274,000 | 413,000 | 532,000 |
| Noninterest income | 19,000 | 35,000 | 55,000 | 74,000 |
| Noninterest expense | 138,000 | 271,000 | 400,000 | 528,000 |
| Provision for loan losses | 0 | 0 | 0 | 4,000 |
| Pretax income | 63,000 | 84,000 | 120,000 | 114,000 |
| Income tax | 18,000 | 19,000 | 27,000 | 20,000 |
| Net income | 45,000 | 65,000 | 93,000 | 94,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,493,000 | 1,515,000 | 1,543,000 | 1,544,000 |
| Total capital | 1,596,000 | 1,618,000 | 1,646,000 | 1,646,000 |
| Risk-weighted assets | 13,350,000 | 12,730,000 | 12,120,000 | 14,057,000 |