Call reports 2001
SIDELL STATE BANK — 2001
What SIDELL STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 16,444,000 | 16,106,000 | 16,718,000 | 16,342,000 |
| Total loans | 6,245,000 | 6,613,000 | 7,029,000 | 7,128,000 |
| Allowance for loan losses | 106,000 | 86,000 | 105,000 | 104,000 |
| Securities available for sale | 5,023,000 | 4,356,000 | 4,571,000 | 4,259,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,890,000 | 14,513,000 | 15,083,000 | 14,254,000 |
| Interest-bearing deposits | 12,954,000 | 12,749,000 | 13,030,000 | 12,212,000 |
| Noninterest-bearing deposits | 1,936,000 | 1,764,000 | 2,053,000 | 2,042,000 |
| Equity capital | 1,425,000 | 1,447,000 | 1,489,000 | 1,510,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 289,000 | 563,000 | 830,000 | 1,095,000 |
| Interest expense | 151,000 | 292,000 | 421,000 | 536,000 |
| Net interest income | 138,000 | 271,000 | 409,000 | 559,000 |
| Noninterest income | 16,000 | 34,000 | 53,000 | 70,000 |
| Noninterest expense | 139,000 | 281,000 | 420,000 | 554,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 15,000 | 24,000 | 75,000 | 108,000 |
| Income tax | 1,000 | 2,000 | 11,000 | 16,000 |
| Net income | 14,000 | 22,000 | 64,000 | 92,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,371,000 | 1,379,000 | 1,421,000 | 1,448,000 |
| Total capital | 1,477,000 | 1,465,000 | 1,526,000 | 1,552,000 |
| Risk-weighted assets | 11,401,000 | 10,651,000 | 14,361,000 | 14,105,000 |