Call reports 2002
SIGNAL BANK SOUTH NATIONAL ASSOCIATION — 2002
What SIGNAL BANK SOUTH NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 |
|---|---|
| Total assets | 347,688,000 |
| Total loans | 209,963,000 |
| Allowance for loan losses | 3,981,000 |
| Securities available for sale | 78,474,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 241,454,000 |
| Interest-bearing deposits | 200,253,000 |
| Noninterest-bearing deposits | 41,202,000 |
| Equity capital | 62,565,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 |
|---|---|
| Interest income | 1,576,000 |
| Interest expense | 536,000 |
| Net interest income | 1,040,000 |
| Noninterest income | 226,000 |
| Noninterest expense | 823,000 |
| Provision for loan losses | 76,000 |
| Pretax income | 367,000 |
| Income tax | 130,000 |
| Net income | 237,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 |
|---|---|
| Tier 1 capital | 23,778,000 |
| Total capital | 26,733,000 |
| Risk-weighted assets | 235,399,000 |