Call reports 2025
TEXAS TRADITIONS BANK — 2025
What TEXAS TRADITIONS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 285,036,000 | 334,660,000 | 368,196,000 | 473,516,000 |
| Total loans | 214,182,000 | 236,023,000 | 253,294,000 | 261,812,000 |
| Allowance for loan losses | 1,857,000 | 2,106,000 | 2,318,000 | 2,418,000 |
| Securities available for sale | 33,528,000 | 35,655,000 | 37,898,000 | 117,410,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 237,661,000 | 287,580,000 | 320,019,000 | 423,079,000 |
| Interest-bearing deposits | 147,070,000 | 184,311,000 | 193,021,000 | 243,024,000 |
| Noninterest-bearing deposits | 90,591,000 | 103,269,000 | 126,998,000 | 180,055,000 |
| Equity capital | 41,271,000 | 42,048,000 | 43,020,000 | 44,274,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,064,000 | 10,668,000 | 16,980,000 | 24,041,000 |
| Interest expense | 1,194,000 | 2,654,000 | 4,407,000 | 6,313,000 |
| Net interest income | 3,870,000 | 8,014,000 | 12,573,000 | 17,728,000 |
| Noninterest income | 74,000 | 161,000 | 253,000 | 355,000 |
| Noninterest expense | 3,016,000 | 6,106,000 | 9,369,000 | 12,998,000 |
| Provision for loan losses | 148,000 | 396,000 | 757,000 | 881,000 |
| Pretax income | 799,000 | 1,701,000 | 2,714,000 | 4,145,000 |
| Income tax | 221,000 | 451,000 | 697,000 | 1,045,000 |
| Net income | 578,000 | 1,250,000 | 2,017,000 | 3,100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,781,000 | 41,554,000 | 42,455,000 | 43,621,000 |