Call reports 2024
TEXAS TRADITIONS BANK — 2024
What TEXAS TRADITIONS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 230,454,000 | 240,483,000 | 251,951,000 | 278,816,000 |
| Total loans | 119,418,000 | 145,217,000 | 178,364,000 | 201,029,000 |
| Allowance for loan losses | 1,015,000 | 1,235,000 | 1,511,000 | 1,709,000 |
| Securities available for sale | 33,492,000 | 40,369,000 | 33,656,000 | 31,173,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,398,000 | 197,503,000 | 207,169,000 | 232,603,000 |
| Interest-bearing deposits | 112,471,000 | 120,460,000 | 123,925,000 | 121,781,000 |
| Noninterest-bearing deposits | 75,927,000 | 77,043,000 | 83,244,000 | 110,822,000 |
| Equity capital | 37,727,000 | 38,548,000 | 39,856,000 | 40,432,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,935,000 | 8,201,000 | 12,887,000 | 17,845,000 |
| Interest expense | 885,000 | 1,921,000 | 2,979,000 | 4,207,000 |
| Net interest income | 3,050,000 | 6,280,000 | 9,908,000 | 13,638,000 |
| Noninterest income | 31,000 | 78,000 | 136,000 | 199,000 |
| Noninterest expense | 2,238,000 | 4,741,000 | 7,143,000 | 9,615,000 |
| Provision for loan losses | 200,000 | 420,000 | 701,000 | 898,000 |
| Pretax income | 509,000 | 1,009,000 | 2,136,000 | 3,339,000 |
| Income tax | 0 | -242,000 | 33,000 | 310,000 |
| Net income | 509,000 | 1,251,000 | 2,103,000 | 3,029,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,807,000 | 38,209,000 | 39,217,000 | 40,186,000 |
| Total capital | — | 40,087,000 | 41,247,000 | — |
| Risk-weighted assets | — | 188,766,000 | 189,646,000 | — |