Call reports 2023
TEXAS TRADITIONS BANK — 2023
What TEXAS TRADITIONS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 115,997,000 | 148,748,000 | 157,310,000 | 224,204,000 |
| Total loans | 50,550,000 | 58,304,000 | 70,796,000 | 95,861,000 |
| Allowance for loan losses | 430,000 | 496,000 | 602,000 | 815,000 |
| Securities available for sale | 26,795,000 | 28,801,000 | 35,906,000 | 30,574,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,521,000 | 110,378,000 | 115,966,000 | 184,162,000 |
| Interest-bearing deposits | 39,625,000 | 49,619,000 | 68,621,000 | 110,014,000 |
| Noninterest-bearing deposits | 37,896,000 | 60,759,000 | 47,345,000 | 74,147,000 |
| Equity capital | 36,447,000 | 36,372,000 | 36,555,000 | 37,193,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,424,000 | 3,455,000 | 5,830,000 | 9,109,000 |
| Interest expense | 145,000 | 415,000 | 775,000 | 1,437,000 |
| Net interest income | 1,279,000 | 3,040,000 | 5,055,000 | 7,672,000 |
| Noninterest income | 13,000 | 33,000 | 58,000 | 82,000 |
| Noninterest expense | 1,578,000 | 3,167,000 | 4,933,000 | 6,892,000 |
| Provision for loan losses | 212,000 | 278,000 | 384,000 | 597,000 |
| Pretax income | -498,000 | -494,000 | -336,000 | -84,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -498,000 | -494,000 | -336,000 | -84,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,584,000 | 36,657,000 | 36,885,000 | 37,220,000 |