Call reports 2001
EAGLE BANK AND TRUST — 2001
What EAGLE BANK AND TRUST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 103,347,000 | 99,015,000 | 104,538,000 | 95,945,000 |
| Total loans | 77,416,000 | 79,305,000 | 81,639,000 | 78,355,000 |
| Allowance for loan losses | 968,000 | 996,000 | 1,014,000 | 1,099,000 |
| Securities available for sale | 6,941,000 | 6,458,000 | 6,530,000 | 6,495,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,948,000 | 84,756,000 | 85,290,000 | 82,517,000 |
| Interest-bearing deposits | 75,391,000 | 75,404,000 | 73,634,000 | 73,009,000 |
| Noninterest-bearing deposits | 10,557,000 | 9,352,000 | 11,656,000 | 9,508,000 |
| Equity capital | 7,131,000 | 7,183,000 | 7,530,000 | 7,435,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,009,000 | 4,023,000 | 5,917,000 | 7,632,000 |
| Interest expense | 1,158,000 | 2,311,000 | 3,343,000 | 4,133,000 |
| Net interest income | 851,000 | 1,712,000 | 2,574,000 | 3,499,000 |
| Noninterest income | 205,000 | 459,000 | 943,000 | 1,269,000 |
| Noninterest expense | 681,000 | 1,561,000 | 2,345,000 | 3,042,000 |
| Provision for loan losses | 29,000 | 56,000 | 109,000 | 536,000 |
| Pretax income | 346,000 | 554,000 | 1,063,000 | 1,190,000 |
| Income tax | 114,000 | 177,000 | 282,000 | 378,000 |
| Net income | 232,000 | 377,000 | 781,000 | 812,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,033,000 | 7,073,000 | 7,371,000 | 7,296,000 |
| Total capital | 7,988,000 | 8,058,000 | 8,357,000 | 8,239,000 |
| Risk-weighted assets | 76,398,000 | 78,767,000 | 78,826,000 | 75,302,000 |