Call reports 2026
HAVERHILL BANK — 2026
What HAVERHILL BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 638,076,000 | 636,836,000 |
| Total loans | 477,354,000 | 469,327,000 |
| Allowance for loan losses | 3,800,000 | 3,781,000 |
| Securities available for sale | 88,595,000 | 88,443,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 512,732,000 | 507,639,000 |
| Interest-bearing deposits | 420,916,000 | 411,619,000 |
| Noninterest-bearing deposits | 91,816,000 | 96,020,000 |
| Equity capital | 60,322,000 | 64,726,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 7,160,000 | 14,488,000 |
| Interest expense | 3,175,000 | 6,329,000 |
| Net interest income | 3,985,000 | 8,159,000 |
| Noninterest income | 325,000 | 797,000 |
| Noninterest expense | 3,769,000 | 7,582,000 |
| Provision for loan losses | 45,000 | 20,000 |
| Pretax income | 320,000 | 6,144,000 |
| Income tax | 37,000 | 1,285,000 |
| Net income | 283,000 | 4,859,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 67,917,000 | 72,493,000 |
| Total capital | 72,048,000 | 76,640,000 |
| Risk-weighted assets | 496,652,000 | 513,090,000 |