Call report 2025Q4
HAVERHILL BANK — 2025Q4
The 22 measures HAVERHILL BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 636,312,000 | USD | evidence → |
| Total loans | 473,781,000 | USD | evidence → |
| Allowance for loan losses | 3,754,000 | USD | evidence → |
| Securities available for sale | 89,547,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 520,378,000 | USD | evidence → |
| Interest-bearing deposits | 418,132,000 | USD | evidence → |
| Noninterest-bearing deposits | 102,246,000 | USD | evidence → |
| Equity capital | 60,189,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 28,396,000 | USD | evidence → |
| Interest expense | 13,818,000 | USD | evidence → |
| Net interest income | 14,578,000 | USD | evidence → |
| Noninterest income | 1,399,000 | USD | evidence → |
| Noninterest expense | 14,175,000 | USD | evidence → |
| Provision for loan losses | 177,000 | USD | evidence → |
| Pretax income | 7,139,000 | USD | evidence → |
| Income tax | 1,465,000 | USD | evidence → |
| Net income | 5,674,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 67,633,000 | USD | evidence → |
| Total capital | 71,718,000 | USD | evidence → |
| Risk-weighted assets | 492,924,000 | USD | evidence → |