Call reports 2001
COMMERCE BANK — 2001
What COMMERCE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Total assets | 402,799,000 | 412,482,000 | 403,604,000 |
| Total loans | 300,074,000 | 299,136,000 | 293,762,000 |
| Allowance for loan losses | 3,235,000 | 3,241,000 | 3,238,000 |
| Securities available for sale | 53,695,000 | 47,163,000 | 43,654,000 |
| Securities held to maturity | 5,108,000 | 4,847,000 | 4,582,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 362,409,000 | 371,903,000 | 361,717,000 |
| Interest-bearing deposits | 299,804,000 | 308,291,000 | 298,960,000 |
| Noninterest-bearing deposits | 62,605,000 | 63,612,000 | 62,757,000 |
| Equity capital | 36,991,000 | 37,144,000 | 38,682,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Interest income | 7,887,000 | 15,570,000 | 22,861,000 |
| Interest expense | 3,770,000 | 7,488,000 | 10,711,000 |
| Net interest income | 4,117,000 | 8,082,000 | 12,150,000 |
| Noninterest income | 694,000 | 1,503,000 | 2,242,000 |
| Noninterest expense | 2,646,000 | 5,258,000 | 8,008,000 |
| Provision for loan losses | 75,000 | 200,000 | 290,000 |
| Pretax income | 2,090,000 | 4,130,000 | 6,094,000 |
| Income tax | 589,000 | 1,155,000 | 1,704,000 |
| Net income | 1,501,000 | 2,975,000 | 4,390,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Tier 1 capital | 36,927,000 | 37,136,000 | 38,270,000 |
| Total capital | 40,162,000 | 40,377,000 | 41,508,000 |
| Risk-weighted assets | 315,834,000 | 292,990,000 | 314,109,000 |