Call reports 2025
SECURITY NATIONAL BANK OF SOUTH DAKOTA — 2025
What SECURITY NATIONAL BANK OF SOUTH DAKOTA reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 250,854,000 | 239,228,000 | 241,295,000 | 238,205,000 |
| Total loans | 143,512,000 | 149,581,000 | 152,753,000 | 160,883,000 |
| Allowance for loan losses | 2,285,000 | 2,285,000 | 2,285,000 | 2,285,000 |
| Securities available for sale | 43,352,000 | 41,981,000 | 42,420,000 | 42,764,000 |
| Securities held to maturity | 6,696,000 | 6,685,000 | 6,675,000 | 6,665,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,347,000 | 189,706,000 | 185,763,000 | 184,181,000 |
| Interest-bearing deposits | 157,663,000 | 152,285,000 | 149,000,000 | 148,650,000 |
| Noninterest-bearing deposits | 43,684,000 | 37,421,000 | 36,763,000 | 35,531,000 |
| Equity capital | 30,291,000 | 31,842,000 | 33,466,000 | 31,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,412,000 | 4,933,000 | 7,591,000 | 10,223,000 |
| Interest expense | 1,038,000 | 2,058,000 | 3,112,000 | 4,148,000 |
| Net interest income | 1,374,000 | 2,875,000 | 4,479,000 | 6,075,000 |
| Noninterest income | 1,514,000 | 2,979,000 | 4,457,000 | 6,053,000 |
| Noninterest expense | 1,344,000 | 2,768,000 | 4,222,000 | 5,979,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,544,000 | 3,086,000 | 4,714,000 | 6,149,000 |
| Income tax | 363,000 | 725,000 | 1,107,000 | 1,409,000 |
| Net income | 1,181,000 | 2,361,000 | 3,607,000 | 4,740,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,414,000 | 33,594,000 | 34,840,000 | 32,974,000 |