Call reports 2022
SECURITY NATIONAL BANK OF SOUTH DAKOTA — 2022
What SECURITY NATIONAL BANK OF SOUTH DAKOTA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 255,568,000 | 261,954,000 | 240,749,000 | 233,294,000 |
| Total loans | 116,490,000 | 117,859,000 | 116,757,000 | 120,767,000 |
| Allowance for loan losses | 1,993,000 | 1,993,000 | 1,993,000 | 1,981,000 |
| Securities available for sale | 58,768,000 | 60,946,000 | 61,068,000 | 62,782,000 |
| Securities held to maturity | 9,158,000 | 9,021,000 | 8,620,000 | 8,354,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 212,918,000 | 222,801,000 | 205,692,000 | 201,575,000 |
| Interest-bearing deposits | 164,918,000 | 160,424,000 | 148,830,000 | 142,954,000 |
| Noninterest-bearing deposits | 48,000,000 | 62,377,000 | 56,862,000 | 58,621,000 |
| Equity capital | 25,840,000 | 25,926,000 | 25,323,000 | 25,273,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,339,000 | 2,866,000 | 4,680,000 | 6,500,000 |
| Interest expense | 157,000 | 311,000 | 482,000 | 754,000 |
| Net interest income | 1,182,000 | 2,555,000 | 4,198,000 | 5,746,000 |
| Noninterest income | 1,248,000 | 2,477,000 | 3,691,000 | 4,808,000 |
| Noninterest expense | 1,157,000 | 2,316,000 | 3,547,000 | 4,766,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,273,000 | 2,716,000 | 4,342,000 | 5,788,000 |
| Income tax | 296,000 | 634,000 | 1,016,000 | 1,345,000 |
| Net income | 977,000 | 2,082,000 | 3,326,000 | 4,443,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,104,000 | 29,209,000 | 30,453,000 | 29,569,000 |