Call reports 2021
SECURITY NATIONAL BANK OF SOUTH DAKOTA — 2021
What SECURITY NATIONAL BANK OF SOUTH DAKOTA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 247,533,000 | 247,441,000 | 246,901,000 | 248,058,000 |
| Total loans | 129,463,000 | 125,854,000 | 119,836,000 | 116,436,000 |
| Allowance for loan losses | 2,002,000 | 2,003,000 | 2,002,000 | 2,002,000 |
| Securities available for sale | 52,574,000 | 52,441,000 | 57,747,000 | 62,756,000 |
| Securities held to maturity | 10,780,000 | 10,011,000 | 9,594,000 | 9,476,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,940,000 | 205,745,000 | 206,102,000 | 211,083,000 |
| Interest-bearing deposits | 161,211,000 | 161,578,000 | 161,744,000 | 162,300,000 |
| Noninterest-bearing deposits | 43,729,000 | 44,167,000 | 44,358,000 | 48,783,000 |
| Equity capital | 26,819,000 | 27,731,000 | 28,624,000 | 27,276,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,442,000 | 2,881,000 | 4,348,000 | 5,866,000 |
| Interest expense | 246,000 | 470,000 | 678,000 | 864,000 |
| Net interest income | 1,196,000 | 2,411,000 | 3,670,000 | 5,002,000 |
| Noninterest income | 1,098,000 | 2,306,000 | 3,507,000 | 4,648,000 |
| Noninterest expense | 1,225,000 | 2,462,000 | 3,696,000 | 4,910,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,069,000 | 2,255,000 | 3,481,000 | 4,740,000 |
| Income tax | 255,000 | 540,000 | 801,000 | 1,088,000 |
| Net income | 814,000 | 1,715,000 | 2,680,000 | 3,652,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,289,000 | 27,190,000 | 28,155,000 | 27,127,000 |