Call reports 2020
SECURITY NATIONAL BANK OF SOUTH DAKOTA — 2020
What SECURITY NATIONAL BANK OF SOUTH DAKOTA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 222,997,000 | 231,856,000 | 226,214,000 | 260,969,000 |
| Total loans | 118,557,000 | 128,605,000 | 127,409,000 | 125,934,000 |
| Allowance for loan losses | 2,002,000 | 2,002,000 | 2,002,000 | 2,002,000 |
| Securities available for sale | 38,562,000 | 41,825,000 | 45,233,000 | 46,635,000 |
| Securities held to maturity | 11,590,000 | 11,672,000 | 11,203,000 | 11,099,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,929,000 | 193,208,000 | 188,006,000 | 223,501,000 |
| Interest-bearing deposits | 156,564,000 | 153,292,000 | 152,546,000 | 185,466,000 |
| Noninterest-bearing deposits | 30,365,000 | 39,916,000 | 35,460,000 | 38,035,000 |
| Equity capital | 23,701,000 | 24,440,000 | 25,220,000 | 26,306,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,694,000 | 3,297,000 | 4,975,000 | 6,643,000 |
| Interest expense | 559,000 | 975,000 | 1,343,000 | 1,665,000 |
| Net interest income | 1,135,000 | 2,322,000 | 3,632,000 | 4,978,000 |
| Noninterest income | 897,000 | 1,835,000 | 2,776,000 | 3,911,000 |
| Noninterest expense | 1,156,000 | 2,325,000 | 3,503,000 | 4,681,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 876,000 | 1,832,000 | 2,905,000 | 4,208,000 |
| Income tax | 207,000 | 434,000 | 689,000 | 923,000 |
| Net income | 669,000 | 1,398,000 | 2,216,000 | 3,285,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,859,000 | 23,588,000 | 24,405,000 | 25,475,000 |