Call reports 2019
SECURITY NATIONAL BANK OF SOUTH DAKOTA — 2019
What SECURITY NATIONAL BANK OF SOUTH DAKOTA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 187,392,000 | 185,658,000 | 195,354,000 | 206,298,000 |
| Total loans | 116,588,000 | 120,777,000 | 121,645,000 | 119,244,000 |
| Allowance for loan losses | 2,002,000 | 2,002,000 | 2,002,000 | 2,002,000 |
| Securities available for sale | 33,619,000 | 34,087,000 | 33,528,000 | 36,552,000 |
| Securities held to maturity | 11,221,000 | 11,119,000 | 11,124,000 | 11,059,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,807,000 | 154,143,000 | 164,122,000 | 175,121,000 |
| Interest-bearing deposits | 129,279,000 | 126,486,000 | 135,252,000 | 143,811,000 |
| Noninterest-bearing deposits | 28,528,000 | 27,657,000 | 28,870,000 | 31,310,000 |
| Equity capital | 21,802,000 | 22,866,000 | 23,692,000 | 22,361,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,606,000 | 3,316,000 | 5,022,000 | 6,725,000 |
| Interest expense | 409,000 | 866,000 | 1,358,000 | 1,918,000 |
| Net interest income | 1,197,000 | 2,450,000 | 3,664,000 | 4,807,000 |
| Noninterest income | 808,000 | 1,676,000 | 2,633,000 | 3,613,000 |
| Noninterest expense | 1,074,000 | 2,134,000 | 3,292,000 | 4,653,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 931,000 | 1,992,000 | 3,005,000 | 3,767,000 |
| Income tax | 220,000 | 472,000 | 712,000 | 849,000 |
| Net income | 711,000 | 1,520,000 | 2,293,000 | 2,918,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,983,000 | 22,792,000 | 23,565,000 | 22,190,000 |
| Total capital | 23,470,000 | 24,305,000 | 25,074,000 | 23,661,000 |
| Risk-weighted assets | 118,470,000 | 120,553,000 | 120,217,000 | 117,149,000 |