Call reports 2018
SECURITY NATIONAL BANK OF SOUTH DAKOTA — 2018
What SECURITY NATIONAL BANK OF SOUTH DAKOTA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 190,933,000 | 184,870,000 | 184,370,000 | 192,831,000 |
| Total loans | 118,652,000 | 122,787,000 | 122,666,000 | 112,800,000 |
| Allowance for loan losses | 2,002,000 | 2,002,000 | 2,002,000 | 2,002,000 |
| Securities available for sale | 35,510,000 | 37,982,000 | 38,648,000 | 35,924,000 |
| Securities held to maturity | 12,342,000 | 12,216,000 | 11,964,000 | 11,742,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,609,000 | 153,330,000 | 151,177,000 | 164,968,000 |
| Interest-bearing deposits | 130,152,000 | 125,236,000 | 120,669,000 | 134,188,000 |
| Noninterest-bearing deposits | 31,457,000 | 28,094,000 | 30,508,000 | 30,780,000 |
| Equity capital | 20,228,000 | 21,090,000 | 21,859,000 | 20,791,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,502,000 | 3,097,000 | 4,743,000 | 6,366,000 |
| Interest expense | 245,000 | 497,000 | 783,000 | 1,127,000 |
| Net interest income | 1,257,000 | 2,600,000 | 3,960,000 | 5,239,000 |
| Noninterest income | 849,000 | 1,734,000 | 2,613,000 | 3,456,000 |
| Noninterest expense | 1,007,000 | 2,035,000 | 3,090,000 | 4,320,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,099,000 | 2,299,000 | 3,483,000 | 4,375,000 |
| Income tax | 260,000 | 544,000 | 826,000 | 1,012,000 |
| Net income | 839,000 | 1,755,000 | 2,657,000 | 3,363,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,747,000 | 21,663,000 | 22,565,000 | 21,272,000 |
| Total capital | 22,305,000 | 23,253,000 | 24,170,000 | 22,741,000 |
| Risk-weighted assets | 124,177,000 | 126,753,000 | 127,962,000 | 117,020,000 |