Call reports 2016
SECURITY NATIONAL BANK OF SOUTH DAKOTA — 2016
What SECURITY NATIONAL BANK OF SOUTH DAKOTA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 182,303,000 | 183,002,000 | 182,272,000 | 198,988,000 |
| Total loans | 95,704,000 | 92,557,000 | 94,709,000 | 97,432,000 |
| Allowance for loan losses | 2,004,000 | 2,004,000 | 2,003,000 | 2,003,000 |
| Securities available for sale | 48,896,000 | 50,994,000 | 52,145,000 | 50,165,000 |
| Securities held to maturity | 11,226,000 | 12,070,000 | 13,123,000 | 13,119,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,320,000 | 156,948,000 | 159,646,000 | 172,695,000 |
| Interest-bearing deposits | 135,511,000 | 132,819,000 | 133,137,000 | 145,174,000 |
| Noninterest-bearing deposits | 21,809,000 | 24,129,000 | 26,509,000 | 27,521,000 |
| Equity capital | 18,347,000 | 19,051,000 | 19,568,000 | 18,413,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,293,000 | 2,578,000 | 3,851,000 | 5,149,000 |
| Interest expense | 233,000 | 474,000 | 722,000 | 968,000 |
| Net interest income | 1,060,000 | 2,104,000 | 3,129,000 | 4,181,000 |
| Noninterest income | 748,000 | 1,452,000 | 2,323,000 | 3,104,000 |
| Noninterest expense | 958,000 | 1,914,000 | 2,968,000 | 3,986,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 850,000 | 1,642,000 | 2,484,000 | 3,299,000 |
| Income tax | 299,000 | 575,000 | 869,000 | 1,154,000 |
| Net income | 551,000 | 1,067,000 | 1,615,000 | 2,145,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,056,000 | 18,573,000 | 19,120,000 | 18,650,000 |
| Total capital | 19,410,000 | 19,879,000 | 20,487,000 | 20,105,000 |
| Risk-weighted assets | 107,686,000 | 103,759,000 | 108,704,000 | 115,872,000 |