Call reports 2015
SECURITY NATIONAL BANK OF SOUTH DAKOTA — 2015
What SECURITY NATIONAL BANK OF SOUTH DAKOTA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 177,959,000 | 176,622,000 | 178,030,000 | 179,149,000 |
| Total loans | 88,328,000 | 89,134,000 | 95,696,000 | 98,188,000 |
| Allowance for loan losses | 1,799,000 | 1,799,000 | 1,799,000 | 1,999,000 |
| Securities available for sale | 56,464,000 | 54,165,000 | 51,414,000 | 48,272,000 |
| Securities held to maturity | 12,650,000 | 12,003,000 | 11,878,000 | 11,663,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,927,000 | 148,096,000 | 148,160,000 | 156,252,000 |
| Interest-bearing deposits | 131,643,000 | 125,330,000 | 123,187,000 | 131,890,000 |
| Noninterest-bearing deposits | 24,284,000 | 22,766,000 | 24,973,000 | 24,362,000 |
| Equity capital | 16,125,000 | 16,574,000 | 17,387,000 | 17,626,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,258,000 | 2,494,000 | 3,812,000 | 5,145,000 |
| Interest expense | 199,000 | 394,000 | 598,000 | 813,000 |
| Net interest income | 1,059,000 | 2,100,000 | 3,214,000 | 4,332,000 |
| Noninterest income | 864,000 | 1,617,000 | 2,445,000 | 3,208,000 |
| Noninterest expense | 909,000 | 1,782,000 | 2,667,000 | 3,623,000 |
| Provision for loan losses | 0 | 0 | 0 | 200,000 |
| Pretax income | 1,014,000 | 1,935,000 | 2,992,000 | 3,717,000 |
| Income tax | 357,000 | 679,000 | 1,052,000 | 1,320,000 |
| Net income | 657,000 | 1,256,000 | 1,940,000 | 2,397,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,764,000 | 16,364,000 | 17,048,000 | 17,505,000 |
| Total capital | 17,069,000 | 17,669,000 | 18,422,000 | 18,905,000 |
| Risk-weighted assets | 103,892,000 | 103,907,000 | 109,525,000 | 111,431,000 |