Call reports 2014
SECURITY NATIONAL BANK OF SOUTH DAKOTA — 2014
What SECURITY NATIONAL BANK OF SOUTH DAKOTA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 188,043,000 | 194,095,000 | 183,051,000 | 178,444,000 |
| Total loans | 73,799,000 | 75,481,000 | 78,709,000 | 86,156,000 |
| Allowance for loan losses | 1,299,000 | 1,299,000 | 1,299,000 | 1,799,000 |
| Securities available for sale | 55,705,000 | 62,028,000 | 60,364,000 | 56,781,000 |
| Securities held to maturity | 13,644,000 | 13,317,000 | 13,219,000 | 12,880,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,067,000 | 172,430,000 | 164,875,000 | 154,983,000 |
| Interest-bearing deposits | 130,218,000 | 148,758,000 | 137,100,000 | 131,121,000 |
| Noninterest-bearing deposits | 38,849,000 | 23,672,000 | 27,775,000 | 23,862,000 |
| Equity capital | 13,756,000 | 14,519,000 | 15,006,000 | 15,307,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,101,000 | 2,251,000 | 3,430,000 | 4,712,000 |
| Interest expense | 195,000 | 397,000 | 597,000 | 792,000 |
| Net interest income | 906,000 | 1,854,000 | 2,833,000 | 3,920,000 |
| Noninterest income | 717,000 | 1,465,000 | 2,268,000 | 3,022,000 |
| Noninterest expense | 849,000 | 1,660,000 | 2,477,000 | 3,506,000 |
| Provision for loan losses | 0 | 0 | 0 | 500,000 |
| Pretax income | 774,000 | 1,659,000 | 2,624,000 | 2,936,000 |
| Income tax | 265,000 | 571,000 | 908,000 | 1,014,000 |
| Net income | 509,000 | 1,088,000 | 1,716,000 | 1,922,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,695,000 | 14,274,000 | 14,902,000 | 15,108,000 |
| Total capital | 14,874,000 | 15,433,000 | 16,098,000 | 16,384,000 |
| Risk-weighted assets | 94,218,000 | 92,574,000 | 95,554,000 | 101,590,000 |