Call reports 2013
SECURITY NATIONAL BANK OF SOUTH DAKOTA — 2013
What SECURITY NATIONAL BANK OF SOUTH DAKOTA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 161,851,000 | 156,043,000 | 159,266,000 | 174,264,000 |
| Total loans | 47,885,000 | 57,344,000 | 58,698,000 | 69,794,000 |
| Allowance for loan losses | 1,299,000 | 1,299,000 | 1,299,000 | 1,299,000 |
| Securities available for sale | 48,525,000 | 56,912,000 | 59,590,000 | 62,652,000 |
| Securities held to maturity | 11,851,000 | 12,795,000 | 13,347,000 | 13,680,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,593,000 | 141,059,000 | 144,692,000 | 157,527,000 |
| Interest-bearing deposits | 127,824,000 | 121,650,000 | 122,000,000 | 130,809,000 |
| Noninterest-bearing deposits | 17,769,000 | 19,409,000 | 22,692,000 | 26,718,000 |
| Equity capital | 12,424,000 | 12,132,000 | 12,791,000 | 13,055,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 839,000 | 1,734,000 | 2,685,000 | 3,722,000 |
| Interest expense | 242,000 | 467,000 | 681,000 | 891,000 |
| Net interest income | 597,000 | 1,267,000 | 2,004,000 | 2,831,000 |
| Noninterest income | 668,000 | 1,363,000 | 2,131,000 | 2,833,000 |
| Noninterest expense | 828,000 | 1,641,000 | 2,493,000 | 3,387,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 437,000 | 989,000 | 1,642,000 | 2,277,000 |
| Income tax | 140,000 | 324,000 | 544,000 | 757,000 |
| Net income | 297,000 | 665,000 | 1,098,000 | 1,520,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,963,000 | 12,331,000 | 12,764,000 | 13,186,000 |
| Total capital | 12,775,000 | 13,290,000 | 13,754,000 | 14,300,000 |
| Risk-weighted assets | 64,487,000 | 76,385,000 | 78,863,000 | 88,968,000 |