Call reports 2012
SECURITY NATIONAL BANK OF SOUTH DAKOTA — 2012
What SECURITY NATIONAL BANK OF SOUTH DAKOTA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 151,732,000 | 152,756,000 | 155,134,000 | 168,682,000 |
| Total loans | 47,030,000 | 46,505,000 | 45,998,000 | 46,259,000 |
| Allowance for loan losses | 1,297,000 | 1,297,000 | 1,297,000 | 1,299,000 |
| Securities available for sale | 54,282,000 | 53,699,000 | 55,048,000 | 48,498,000 |
| Securities held to maturity | 10,279,000 | 10,819,000 | 11,583,000 | 12,250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,467,000 | 139,793,000 | 139,961,000 | 154,125,000 |
| Interest-bearing deposits | 119,085,000 | 117,602,000 | 114,976,000 | 135,844,000 |
| Noninterest-bearing deposits | 19,382,000 | 22,191,000 | 24,985,000 | 18,281,000 |
| Equity capital | 11,149,000 | 11,487,000 | 11,985,000 | 12,208,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 960,000 | 1,903,000 | 2,821,000 | 3,816,000 |
| Interest expense | 333,000 | 635,000 | 920,000 | 1,173,000 |
| Net interest income | 627,000 | 1,268,000 | 1,901,000 | 2,643,000 |
| Noninterest income | 650,000 | 1,295,000 | 1,951,000 | 2,593,000 |
| Noninterest expense | 817,000 | 1,621,000 | 2,369,000 | 3,177,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 460,000 | 942,000 | 1,483,000 | 2,059,000 |
| Income tax | 145,000 | 304,000 | 482,000 | 705,000 |
| Net income | 315,000 | 638,000 | 1,001,000 | 1,354,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,627,000 | 10,950,000 | 11,313,000 | 11,666,000 |
| Total capital | 11,448,000 | 11,764,000 | 12,113,000 | 12,467,000 |
| Risk-weighted assets | 65,160,000 | 64,622,000 | 63,463,000 | 63,612,000 |