Call reports 2011
SECURITY NATIONAL BANK OF SOUTH DAKOTA — 2011
What SECURITY NATIONAL BANK OF SOUTH DAKOTA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 137,653,000 | 135,329,000 | 139,452,000 | 145,315,000 |
| Total loans | 49,728,000 | 49,719,000 | 47,577,000 | 46,738,000 |
| Allowance for loan losses | 1,303,000 | 1,303,000 | 1,303,000 | 1,302,000 |
| Securities available for sale | 31,051,000 | 45,761,000 | 43,309,000 | 50,019,000 |
| Securities held to maturity | 9,670,000 | 9,991,000 | 9,989,000 | 10,055,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,183,000 | 123,993,000 | 127,654,000 | 133,228,000 |
| Interest-bearing deposits | 113,643,000 | 111,844,000 | 113,524,000 | 117,223,000 |
| Noninterest-bearing deposits | 12,540,000 | 12,149,000 | 14,130,000 | 16,005,000 |
| Equity capital | 9,587,000 | 10,233,000 | 10,655,000 | 10,756,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 954,000 | 1,995,000 | 3,047,000 | 4,066,000 |
| Interest expense | 432,000 | 848,000 | 1,235,000 | 1,590,000 |
| Net interest income | 522,000 | 1,147,000 | 1,812,000 | 2,476,000 |
| Noninterest income | 606,000 | 1,275,000 | 1,815,000 | 2,431,000 |
| Noninterest expense | 806,000 | 1,598,000 | 2,361,000 | 3,235,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 322,000 | 824,000 | 1,266,000 | 1,672,000 |
| Income tax | 94,000 | 252,000 | 388,000 | 551,000 |
| Net income | 228,000 | 572,000 | 878,000 | 1,121,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,419,000 | 9,763,000 | 10,069,000 | 10,312,000 |
| Total capital | 10,212,000 | 10,585,000 | 10,863,000 | 11,099,000 |
| Risk-weighted assets | 62,914,000 | 65,291,000 | 63,045,000 | 62,477,000 |