Call reports 2010
SECURITY NATIONAL BANK OF SOUTH DAKOTA — 2010
What SECURITY NATIONAL BANK OF SOUTH DAKOTA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 134,380,000 | 128,611,000 | 130,172,000 | 129,498,000 |
| Total loans | 47,237,000 | 49,743,000 | 48,231,000 | 46,618,000 |
| Allowance for loan losses | 1,312,000 | 1,312,000 | 1,310,000 | 1,310,000 |
| Securities available for sale | 32,495,000 | 37,641,000 | 38,311,000 | 33,404,000 |
| Securities held to maturity | 8,424,000 | 8,422,000 | 8,744,000 | 9,366,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,267,000 | 118,027,000 | 118,241,000 | 118,743,000 |
| Interest-bearing deposits | 113,537,000 | 108,802,000 | 108,925,000 | 107,784,000 |
| Noninterest-bearing deposits | 8,730,000 | 9,225,000 | 9,316,000 | 10,959,000 |
| Equity capital | 8,731,000 | 9,126,000 | 9,364,000 | 9,361,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,077,000 | 2,167,000 | 3,246,000 | 4,258,000 |
| Interest expense | 528,000 | 1,015,000 | 1,470,000 | 1,915,000 |
| Net interest income | 549,000 | 1,152,000 | 1,776,000 | 2,343,000 |
| Noninterest income | 542,000 | 1,145,000 | 1,701,000 | 2,278,000 |
| Noninterest expense | 760,000 | 1,538,000 | 2,318,000 | 3,120,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 331,000 | 759,000 | 1,159,000 | 1,501,000 |
| Income tax | 99,000 | 231,000 | 354,000 | 461,000 |
| Net income | 232,000 | 528,000 | 805,000 | 1,040,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,343,000 | 8,679,000 | 8,956,000 | 9,191,000 |
| Total capital | 9,110,000 | 9,493,000 | 9,751,000 | 9,958,000 |
| Risk-weighted assets | 60,803,000 | 64,659,000 | 63,060,000 | 60,708,000 |