Call reports 2009
SECURITY NATIONAL BANK OF SOUTH DAKOTA — 2009
What SECURITY NATIONAL BANK OF SOUTH DAKOTA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 125,962,000 | 120,898,000 | 126,769,000 | 130,244,000 |
| Total loans | 48,558,000 | 49,400,000 | 47,204,000 | 48,650,000 |
| Allowance for loan losses | 804,000 | 793,000 | 855,000 | 1,308,000 |
| Securities available for sale | 27,916,000 | 28,941,000 | 28,712,000 | 26,316,000 |
| Securities held to maturity | 6,322,000 | 7,032,000 | 7,708,000 | 8,217,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,459,000 | 110,223,000 | 116,922,000 | 120,272,000 |
| Interest-bearing deposits | 99,880,000 | 101,930,000 | 105,592,000 | 109,934,000 |
| Noninterest-bearing deposits | 14,579,000 | 8,293,000 | 11,330,000 | 10,338,000 |
| Equity capital | 8,203,000 | 8,299,000 | 8,723,000 | 8,501,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,056,000 | 2,132,000 | 3,212,000 | 4,306,000 |
| Interest expense | 749,000 | 1,328,000 | 1,879,000 | 2,419,000 |
| Net interest income | 307,000 | 804,000 | 1,333,000 | 1,887,000 |
| Noninterest income | 521,000 | 1,059,000 | 1,566,000 | 2,091,000 |
| Noninterest expense | 763,000 | 1,627,000 | 2,420,000 | 3,245,000 |
| Provision for loan losses | 0 | 0 | 500,000 | 1,000,000 |
| Pretax income | 65,000 | 236,000 | -21,000 | -267,000 |
| Income tax | 10,000 | 55,000 | -61,000 | -187,000 |
| Net income | 55,000 | 181,000 | 40,000 | -80,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,786,000 | 7,911,000 | 8,271,000 | 8,151,000 |
| Total capital | 8,576,000 | 8,686,000 | 9,026,000 | 8,925,000 |
| Risk-weighted assets | 62,682,000 | 62,014,000 | 60,557,000 | 61,393,000 |