Call reports 2007
SECURITY NATIONAL BANK OF SOUTH DAKOTA — 2007
What SECURITY NATIONAL BANK OF SOUTH DAKOTA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 32,771,000 | 50,938,000 | 55,940,000 | 57,085,000 |
| Total loans | 14,645,000 | 15,249,000 | 30,742,000 | 31,930,000 |
| Allowance for loan losses | 146,000 | 176,000 | 206,000 | 405,000 |
| Securities available for sale | 2,355,000 | 2,278,000 | 2,494,000 | 2,417,000 |
| Securities held to maturity | 1,297,000 | 1,298,000 | 1,501,000 | 1,502,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,108,000 | 46,347,000 | 51,023,000 | 52,479,000 |
| Interest-bearing deposits | 23,074,000 | 40,511,000 | 44,160,000 | 44,183,000 |
| Noninterest-bearing deposits | 5,034,000 | 5,836,000 | 6,863,000 | 8,296,000 |
| Equity capital | 4,378,000 | 4,188,000 | 4,154,000 | 4,135,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 325,000 | 712,000 | 1,377,000 | 2,127,000 |
| Interest expense | 203,000 | 481,000 | 976,000 | 1,493,000 |
| Net interest income | 122,000 | 231,000 | 401,000 | 634,000 |
| Noninterest income | 380,000 | 783,000 | 1,261,000 | 1,686,000 |
| Noninterest expense | 580,000 | 1,362,000 | 2,073,000 | 2,654,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 290,000 |
| Pretax income | -108,000 | -408,000 | -501,000 | -624,000 |
| Income tax | -47,000 | -161,000 | -202,000 | -252,000 |
| Net income | -61,000 | -247,000 | -299,000 | -372,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,390,000 | 4,204,000 | 4,152,000 | 4,127,000 |
| Total capital | 4,541,000 | 4,385,000 | 4,363,000 | 4,537,000 |
| Risk-weighted assets | 25,497,000 | 29,566,000 | 42,707,000 | 43,667,000 |