Call reports 2006
SECURITY NATIONAL BANK OF SOUTH DAKOTA — 2006
What SECURITY NATIONAL BANK OF SOUTH DAKOTA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 26,541,000 | 29,601,000 | 27,739,000 | 30,383,000 |
| Total loans | 12,724,000 | 14,466,000 | 14,357,000 | 13,823,000 |
| Allowance for loan losses | 116,000 | 116,000 | 116,000 | 116,000 |
| Securities available for sale | 2,319,000 | 2,190,000 | 2,964,000 | 2,395,000 |
| Securities held to maturity | 1,293,000 | 1,294,000 | 1,295,000 | 1,296,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,167,000 | 25,109,000 | 23,054,000 | 24,728,000 |
| Interest-bearing deposits | 17,259,000 | 18,544,000 | 17,697,000 | 19,487,000 |
| Noninterest-bearing deposits | 4,908,000 | 6,565,000 | 5,357,000 | 5,241,000 |
| Equity capital | 4,089,000 | 4,218,000 | 4,367,000 | 4,431,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 282,000 | 590,000 | 914,000 | 1,222,000 |
| Interest expense | 116,000 | 261,000 | 417,000 | 588,000 |
| Net interest income | 166,000 | 329,000 | 497,000 | 634,000 |
| Noninterest income | 324,000 | 659,000 | 1,005,000 | 1,382,000 |
| Noninterest expense | 279,000 | 554,000 | 881,000 | 1,304,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 211,000 | 434,000 | 621,000 | 712,000 |
| Income tax | 73,000 | 149,000 | 212,000 | 242,000 |
| Net income | 138,000 | 285,000 | 409,000 | 470,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,119,000 | 4,266,000 | 4,390,000 | 4,451,000 |
| Total capital | 4,235,000 | 4,387,000 | 4,511,000 | 4,572,000 |
| Risk-weighted assets | 18,923,000 | 21,703,000 | 21,426,000 | 23,182,000 |