Call reports 2005
SECURITY NATIONAL BANK OF SOUTH DAKOTA — 2005
What SECURITY NATIONAL BANK OF SOUTH DAKOTA reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 22,123,000 | 23,412,000 | 23,871,000 | 27,361,000 |
| Total loans | 10,190,000 | 10,013,000 | 10,113,000 | 12,367,000 |
| Allowance for loan losses | 121,000 | 121,000 | 121,000 | 121,000 |
| Securities available for sale | 3,108,000 | 2,985,000 | 2,834,000 | 2,690,000 |
| Securities held to maturity | 1,289,000 | 1,290,000 | 1,291,000 | 1,292,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,335,000 | 19,517,000 | 19,797,000 | 23,200,000 |
| Interest-bearing deposits | 14,235,000 | 13,713,000 | 15,170,000 | 18,478,000 |
| Noninterest-bearing deposits | 4,100,000 | 5,804,000 | 4,627,000 | 4,722,000 |
| Equity capital | 3,560,000 | 3,688,000 | 3,829,000 | 3,953,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 217,000 | 456,000 | 697,000 | 969,000 |
| Interest expense | 69,000 | 152,000 | 234,000 | 339,000 |
| Net interest income | 148,000 | 304,000 | 463,000 | 630,000 |
| Noninterest income | 334,000 | 673,000 | 1,008,000 | 1,350,000 |
| Noninterest expense | 261,000 | 560,000 | 835,000 | 1,142,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 221,000 | 417,000 | 636,000 | 838,000 |
| Income tax | 78,000 | 145,000 | 221,000 | 290,000 |
| Net income | 143,000 | 272,000 | 415,000 | 548,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,576,000 | 3,704,000 | 3,848,000 | 3,981,000 |
| Total capital | 3,697,000 | 3,825,000 | 3,969,000 | 4,102,000 |
| Risk-weighted assets | 13,941,000 | 14,044,000 | 14,262,000 | 17,094,000 |