Call reports 2003
SECURITY NATIONAL BANK OF SOUTH DAKOTA — 2003
What SECURITY NATIONAL BANK OF SOUTH DAKOTA reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 16,543,000 | 27,603,000 | 19,928,000 | 19,778,000 |
| Total loans | 3,858,000 | 3,235,000 | 3,639,000 | 3,820,000 |
| Allowance for loan losses | 100,000 | 100,000 | 100,000 | 100,000 |
| Securities available for sale | 4,021,000 | 4,379,000 | 3,595,000 | 5,807,000 |
| Securities held to maturity | 782,000 | 783,000 | 883,000 | 1,285,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,944,000 | 24,011,000 | 16,299,000 | 16,713,000 |
| Interest-bearing deposits | 8,448,000 | 9,139,000 | 8,544,000 | 11,503,000 |
| Noninterest-bearing deposits | 4,496,000 | 14,872,000 | 7,755,000 | 5,210,000 |
| Equity capital | 3,351,000 | 3,418,000 | 3,461,000 | 2,989,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 129,000 | 248,000 | 361,000 | 488,000 |
| Interest expense | 40,000 | 72,000 | 96,000 | 121,000 |
| Net interest income | 89,000 | 176,000 | 265,000 | 367,000 |
| Noninterest income | 278,000 | 538,000 | 820,000 | 1,099,000 |
| Noninterest expense | 251,000 | 497,000 | 748,000 | 1,091,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 116,000 | 217,000 | 337,000 | 375,000 |
| Income tax | 41,000 | 75,000 | 115,000 | 118,000 |
| Net income | 75,000 | 142,000 | 222,000 | 257,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,258,000 | 3,325,000 | 3,405,000 | 2,940,000 |
| Total capital | 3,355,000 | 3,425,000 | 3,505,000 | 3,040,000 |
| Risk-weighted assets | 7,793,000 | 9,355,000 | 8,286,000 | 8,420,000 |