Call reports 2002
SECURITY NATIONAL BANK OF SOUTH DAKOTA — 2002
What SECURITY NATIONAL BANK OF SOUTH DAKOTA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 14,779,000 | 14,627,000 | 15,219,000 | 18,853,000 |
| Total loans | 3,541,000 | 3,753,000 | 3,058,000 | 3,056,000 |
| Allowance for loan losses | 100,000 | 100,000 | 100,000 | 100,000 |
| Securities available for sale | 3,605,000 | 3,802,000 | 4,524,000 | 4,551,000 |
| Securities held to maturity | 478,000 | 679,000 | 680,000 | 681,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,548,000 | 11,275,000 | 11,758,000 | 15,348,000 |
| Interest-bearing deposits | 8,439,000 | 9,410,000 | 9,479,000 | 10,192,000 |
| Noninterest-bearing deposits | 3,109,000 | 1,865,000 | 2,279,000 | 5,156,000 |
| Equity capital | 3,061,000 | 3,201,000 | 3,260,000 | 3,276,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 139,000 | 273,000 | 413,000 | 546,000 |
| Interest expense | 40,000 | 88,000 | 135,000 | 180,000 |
| Net interest income | 99,000 | 185,000 | 278,000 | 366,000 |
| Noninterest income | 232,000 | 476,000 | 690,000 | 951,000 |
| Noninterest expense | 172,000 | 347,000 | 610,000 | 908,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 159,000 | 314,000 | 358,000 | 409,000 |
| Income tax | 58,000 | 113,000 | 127,000 | 155,000 |
| Net income | 101,000 | 201,000 | 231,000 | 254,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,030,000 | 3,130,000 | 3,160,000 | 3,183,000 |
| Total capital | 3,110,000 | 3,219,000 | 3,247,000 | 3,278,000 |
| Risk-weighted assets | 6,368,000 | 7,105,000 | 6,916,000 | 7,614,000 |