Call reports 2001
SECURITY NATIONAL BANK OF SOUTH DAKOTA — 2001
What SECURITY NATIONAL BANK OF SOUTH DAKOTA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 11,110,000 | 11,003,000 | 17,683,000 | 13,379,000 |
| Total loans | 3,540,000 | 3,471,000 | 3,190,000 | 3,119,000 |
| Allowance for loan losses | 100,000 | 100,000 | 100,000 | 100,000 |
| Securities available for sale | 1,768,000 | 2,481,000 | 3,315,000 | 3,710,000 |
| Securities held to maturity | 202,000 | 276,000 | 277,000 | 378,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,271,000 | 8,103,000 | 14,576,000 | 10,210,000 |
| Interest-bearing deposits | 7,163,000 | 6,757,000 | 13,291,000 | 8,274,000 |
| Noninterest-bearing deposits | 1,108,000 | 1,346,000 | 1,285,000 | 1,936,000 |
| Equity capital | 2,628,000 | 2,720,000 | 2,859,000 | 2,983,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 173,000 | 331,000 | 505,000 | 667,000 |
| Interest expense | 87,000 | 153,000 | 243,000 | 319,000 |
| Net interest income | 86,000 | 178,000 | 262,000 | 348,000 |
| Noninterest income | 262,000 | 481,000 | 705,000 | 934,000 |
| Noninterest expense | 162,000 | 300,000 | 434,000 | 589,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 186,000 | 359,000 | 533,000 | 693,000 |
| Income tax | 117,000 | 200,000 | 263,000 | 272,000 |
| Net income | 69,000 | 159,000 | 270,000 | 421,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,577,000 | 2,667,000 | 2,778,000 | 2,929,000 |
| Total capital | 2,640,000 | 2,730,000 | 2,854,000 | 2,994,000 |
| Risk-weighted assets | 4,979,000 | 4,980,000 | 6,030,000 | 5,199,000 |