Call reports 2019
FIRST STATE BANK — 2019
What FIRST STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 180,054,000 | 184,960,000 | 185,032,000 | 185,027,000 |
| Total loans | 75,797,000 | 85,804,000 | 92,527,000 | 95,976,000 |
| Allowance for loan losses | 1,742,000 | 1,263,000 | 1,263,000 | 1,286,000 |
| Securities available for sale | 64,779,000 | 62,802,000 | 58,500,000 | 55,566,000 |
| Securities held to maturity | 1,407,000 | 1,372,000 | 1,337,000 | 1,301,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,379,000 | 150,670,000 | 151,778,000 | 151,768,000 |
| Interest-bearing deposits | 123,392,000 | 121,095,000 | 119,460,000 | 121,436,000 |
| Noninterest-bearing deposits | 28,987,000 | 29,575,000 | 32,318,000 | 30,332,000 |
| Equity capital | 19,662,000 | 21,140,000 | 21,635,000 | 21,545,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,540,000 | 3,108,000 | 4,741,000 | 6,455,000 |
| Interest expense | 328,000 | 682,000 | 1,057,000 | 1,432,000 |
| Net interest income | 1,212,000 | 2,426,000 | 3,684,000 | 5,023,000 |
| Noninterest income | 358,000 | 794,000 | 1,204,000 | 1,620,000 |
| Noninterest expense | 1,519,000 | 3,034,000 | 4,455,000 | 5,907,000 |
| Provision for loan losses | 0 | -500,000 | -500,000 | -500,000 |
| Pretax income | 53,000 | 688,000 | 931,000 | 1,234,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 53,000 | 688,000 | 931,000 | 1,234,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,077,000 | 21,712,000 | 21,955,000 | 21,758,000 |
| Total capital | 22,523,000 | 22,975,000 | 23,218,000 | 23,044,000 |
| Risk-weighted assets | 115,427,000 | 122,014,000 | 111,738,000 | 126,753,000 |