Call reports 2015
FIRST STATE BANK — 2015
What FIRST STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 211,856,000 | 201,748,000 | 199,002,000 | 195,606,000 |
| Total loans | 97,938,000 | 94,081,000 | 93,855,000 | 94,223,000 |
| Allowance for loan losses | 2,497,000 | 2,490,000 | 2,410,000 | 2,450,000 |
| Securities available for sale | 83,080,000 | 87,399,000 | 82,069,000 | 73,706,000 |
| Securities held to maturity | 1,913,000 | 1,884,000 | 1,855,000 | 1,825,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,243,000 | 174,727,000 | 172,620,000 | 168,754,000 |
| Interest-bearing deposits | 152,222,000 | 144,498,000 | 141,242,000 | 137,420,000 |
| Noninterest-bearing deposits | 32,021,000 | 30,229,000 | 31,378,000 | 31,334,000 |
| Equity capital | 20,672,000 | 20,024,000 | 20,573,000 | 20,204,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,012,000 | 3,880,000 | 5,686,000 | 7,390,000 |
| Interest expense | 168,000 | 307,000 | 444,000 | 586,000 |
| Net interest income | 1,844,000 | 3,573,000 | 5,242,000 | 6,804,000 |
| Noninterest income | 216,000 | 562,000 | 977,000 | 1,405,000 |
| Noninterest expense | 1,685,000 | 3,453,000 | 5,249,000 | 7,030,000 |
| Provision for loan losses | 0 | 0 | 0 | 25,000 |
| Pretax income | 383,000 | 690,000 | 984,000 | 1,138,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 383,000 | 690,000 | 984,000 | 1,138,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,850,000 | 20,821,000 | 20,946,000 | 21,099,000 |
| Total capital | 22,475,000 | 22,394,000 | 22,483,000 | 22,668,000 |
| Risk-weighted assets | 129,138,000 | 124,996,000 | 122,114,000 | 124,669,000 |